Lab Tools

Prepare for your next financial decision.

Free calculators, comparisons, and evidence checklists to help you examine compensation, fees, scope, and financial terms. Start with the decision in front of you.

Decision Guide

What is happening that brought you here today?

BWWL®’s automated guide helps you identify a useful next step. Please omit names and confidential information.

How your information is used
  • This is an automated guide, not a conversation with Cynthia. What it says it understood is not her judgment. It does not calculate, value, or predict anything.
  • To respond, what you type is sent, with the guide’s running summary, to Anthropic’s language service, which interprets it. The Lab does not keep it for that purpose. Anthropic keeps requests for 30 days and does not use them to train its models. That is separate from BWWL®’s research retention below, which happens only if you accept.
  • Nothing is kept by the Lab unless, after your recommendation, you accept a separate research permission. Declining, or leaving the page, keeps nothing. Your words never enter the page address, your browser’s storage, or analytics.
  • If you accept, the conversation, the guide’s summary, the suggestion you were shown, and the time are kept for 24 months, with no name, email, or identifier. Research permission is separate from email marketing and from any public use of your words.
  • No contact information is needed to receive a recommendation.

Read the privacy notice

Describe the situation in your own words. I’ll ask a few questions to help identify a useful next step.

This guide needs scripts to run. Start with your situation below, or request a Private Decision Review. Browse the Lab Tools · Request a Private Decision Review

Need help establishing or evaluating your position?

If you are preparing for a consequential financial decision and need help establishing, supporting, or evaluating your economic position, request a Private Decision Review. You can proceed directly without completing a tool. Share your deadline if you know it; if it is not yet set, say so.

Request a Private Decision Review

The Private Decision Review determines whether the Decision Desk™ is appropriate for the decision in front of you. The Decision Desk™ investment is $5,000, invoiced after acceptance. Nothing is charged for the Review, and submitting it creates no obligation on either side. You remain the decision-maker and negotiator.