Website terms

Terms of use

Last updated September 8, 2026.

The Private Decision Review

The Private Decision Review is a written application to be considered for the Decision Desk™. There is no charge for it, and submitting one creates no obligation on either side. It is not a consultation, a valuation, an analysis, a recommended figure, or advice of any kind. We do not respond to every application, and we may decline any application for any lawful reason.

Applications are read individually and answered by email. Nothing is decided automatically.

The Decision Desk™

If we accept your application we will describe the engagement, its scope, and its price to you in writing. Nothing is owed unless and until you accept those terms, and an invoice is issued after acceptance. The scope, timing, and commercial terms of a Decision Desk™ engagement are those stated on the Decision Desk™ page and in your engagement documents at the time you accept.

What you are confirming when you apply

When you submit the Private Decision Review you confirm each of the following:

We record that you confirmed these, and when.

Legal, tax, and regulated matters

Our work may help you organize your own professional record and prepare questions for a qualified professional. It is not legal advice, litigation strategy, an expert opinion, a damages calculation, a business or marital-property valuation, a financial affidavit, forensic accounting, an appraisal, or a substitute for an attorney, accountant, or licensed valuation professional. We do not represent you, and we do not create attorney-client privilege.

If you are involved in, considering, or reasonably anticipating a legal proceeding, consult your attorney before sending us employer, client, spouse, business, or other confidential records. Your attorney, not us, decides what may be shared, preserved, or disclosed.

No guarantee

We do not promise a raise, a promotion, a contract, a rate, revenue, a legal result, or that any third party will accept anything we help you prepare. What we provide is analysis and preparation. The decisions and the outcomes remain yours.

Intellectual property

Black Women’s Wealth Lab® is a registered mark of Cynthia Barnes, LLC. Thank You; It’s True™ is a mark of Cynthia Barnes, LLC. The methodology, analytical structure, models, templates, and formats behind our work are our confidential property. Work produced for you personally is yours to use for your own purposes. The method that produced it is not transferred, licensed, or assigned.

Governing law

These terms are governed by the laws of the State of North Carolina, without regard to conflict of laws principles. Nothing in these terms removes a right you have under the mandatory consumer law of the country where you live.

No professional advice or outcome promise

Website content and any response are informational. They are not legal, tax, investment, financial, clinical, employment, or compensation-benchmarking advice. They do not guarantee a promotion, raise, title change, compensation change, contract, revenue, or other result.

Contact

Questions about these terms may be sent to legal@blackwomenswealthlab.com.